Mobile Solutions

Mobile Insurance

Why Do I Need Mobile Phone Insurance?

• 80% of household insurance policiesdonot adequately cover mobile phones
• Over 1.3 million handsets are stolen in the UK each year – that’s one every 24 seconds
• Half of all street crime involves a mobile phone
• Over 100,000 mobile phone repairs are carried out every week

If your mobile phone is damaged or stolen this could cost you hundreds of pounds as well as cause a lot of inconvenience, stress and hassle. Diamond Solutions can provide you with the cover to avoid all this but also to ensure that the impact that losing or having a mobile out of action is minimal.

From our experience and knowledge we recommend insurance to offset the risks and costs listed below. We also recommend that you browse through our tips on keeping your mobile functional and safe. Like any guide it is full of obvious common sense – but it is sometimes good to get a reminder!!

Repairing your mobile phone

You may believe that damaging your phone is unlikely, yet they are so easy to drop or knock. This is the most common grounds for insurance claims today, with thousands of claims being made a week.

• Replacing your handset screen can cost upwards of £150 for a colour screen and around £60 for a black & white screen.
• Cosmetic damage and battery damages can cost upwards of £60 to repair
• Liquid damage can be irreparable

Replacing your mobile phone

If you are a contract customer the cost to replace your phone could be more than you think because contract mobile phones are heavily subsidised by your network. When you initially commenced your contract or upgraded you will not have paid the true value of your mobile phone. Replacing your mobile phone will cost you upwards of £250, dependant upon brand and technology.

Paying the reminder of your contractual agreement

Your contract with your network is for a minimum 12 month period. Your mobile phone is your responsibility not the networks. Your network will continue to bill you for your monthly line rental. This could easily be upwards of £100. If you have 6 months left of your contact period with a line rental of £30.00 per month, you will be liable for £180.00

Fonesure, mobile phone insurance can put your mind at ease. We offer insurance schemes which provide different levels of protection for your mobile phone to suit your specific needs. Please contact us at Diamond Solutions to find out more about the different packages and prices that are available.

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